June 1, 2023

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The Best Credit Card Processing Companies

Traits of the Best Credit Card Processing Companies for Small Business

Merchants can now receive credit and debit card payments easily with the help of credit card processing providers. 

Additionally, you need to know that the processor acts as the “middleman” between your bank and the merchant’s bank. 

That said, you need to partner with credit card processing companies if you want to receive debit and credit payments. But you don’t have to worry if you’re going to use other methods of payment such as PayPal, Google Pay, Checks, as well as Apple Pay. 

Below are some of the best credit card processing companies with good credit card processing reviews.

1. Square

Square is one of the best mobile payment processors that come with the square-shaped plug-in card reader. Additionally, Square has grown to offer other several types of credit payments, which can be used for both online, as well as in-person transactions. 

The best of all is that this will include chip card, magstripe, as well as NFC payments from some of the major cards, such as American Express, UnionPay, Visa, Discover, Mastercard, and JCB. 

Also, you won’t have to commit to Square or come across hidden fees if you choose to use Square. Even more, Square comes with free software that you can use. 

Finally, signing up for Square doesn’t have to be a hassle – the process is quite straightforward, and you can start receiving payments as long as you have the hardware. 

2. Fattmerchant

Fattmerchant is another credit card payment that provides solutions to several businesses regardless of the type. With the lower fixed-rate subscription plan, making large transactions is possible. 

However, it is worth noting that the more transactions a company makes, the more straightforward the solution becomes. And the best of all is that you can process unlimited transactions at any time. 

For medium-sized businesses, this might be your cup of tea. It allows significant transactions of $10, 000 per month or even more. 

3. Helcim 

Lastly, Helcim is a payment processing company that offers business accounts via credit cards. It operates on the cost-plus plans and does not include additional charges. Upon signing up, you will enjoy the markup rate that enables you to pay standard prices for an eternity of your account. 

That aside, Helcium takes pride in several security measures that ensure the safety of your data, as well as providing auxiliary merchant tools such as inventory manager and CRM as part of your monthly subscriptions.

Author Bio: Payment industry guru Taylor Cole is a passionate payments expert who understands the complex world of merchant accounts. He also writes non-fiction, on subjects ranging from personal finance to stocks to cryptopay. He enjoys eating pie on his backyard porch, as should all right thinking people.